Services

This focus session is designed to assist with clarity on your current financial situation, a discussion of where you want to be in your finances & a brief overview of your current income & expenses. This session also includes a follow-up summary and a 30min follow-up session.

In this 90-day program, I will teach you how to read your credit report and how to dispute items. I will provide you with an understanding of the importance of credit and introduce healthy credit utilization skills. At the end of the program, you will walk away with an understanding of your credit, how to be disciplined when using credit, and confidence in your financial future.  

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Package Features:  

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• Pulling credit report with a full review 

• Dealing with creditors and disputes 

• Paying down/paying off debt 

This 90-day program is designed to help you save, budget, and understand money coming in and going out. Within 90-days you will be confident with spending, tracking, and building a nest egg.  

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• Review 6 months of banks statements 

• Determine income and expenses 

• Ways to decrease/increase income 

This 6-month program is designed to help you further enhance your understanding and ability to save and budget. Within 6-months you will be confident with spending, tracking, and building a nest egg.

• Develop a payment schedule of when all bills are due 

• Utilize daily spending plan tools- mint app, envelope system, quick books, etc

• Implement 30-day rule- wants vs needs

• Create savings plan

This complete package is designed to prepare you for your first home purchase. Each step that you  take builds on to the ultimate goal of buying a home. You will gain understanding of your current  financial situation and how it can be changed to satisfy the lenders.

Preparing to buy a house: Early Stages 

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• Pull/review credit report 

• Figure out DTI (Debit-to-Income)

• Save money 

• Determine your budget 

This complete package is designed to prepare you for your first home purchase. Each step that you take builds on the ultimate goal of buying a home. You will gain an understanding of your current financial situation and how it can be changed to satisfy the lenders. 

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Preparing to buy a house now: 

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• Research loan programs 

• Mortgage shopping worksheet; mtg shop and compare 

• Get pre-approved for a mortgage